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Financial Aid for Current and
Prospective Students

Applying for and receiving financial aid can be an overwhelming process. Having patience and being diligent will make the process work for you. If you plan ahead and follow the necessary steps throughout the process you will be able to maximize your financial aid opportunities. It's worth the time and effort!

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2010-2011 SCHOLARSHIPS for 2010 HIGH SCHOOL GRADUATES
Scholarships come in many forms. You may apply for and receive scholarships from your home church, civic organizations, your home state, your parent's employer, maybe even your grandparents. There are many scholarship opportunities available, but you must take the time to explore the options. Manhattan Christian College offers a number of academic scholarships that are available to all who attend MCC.

Your application for admission to MCC also serves as your application for scholarship unless otherwise noted below. Scholarships are awarded as students are accepted to the college. All MCC scholarships require that the student be seeking a MCC degree, making satisfactory progress toward a MCC degree, and be enrolled full-time. Dual-degree students must enroll full-time at MCC during the freshman year, enroll at MCC for a minimum of 9 hours per semester the sophomore year, enroll for a minimum of 6 hours per semester at MCC during the junior year, and enroll at MCC for a minimum of 3 hours per semester their senior year. <Transfer students>

If you need information on the ACT or SAT, check out their web sites: 

ACT ....... or  ....... SAT

OTHER SCHOLARSHIP OPPORTUNITIES

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FEDERAL ASSISTANCE
GRANTS
Grants, which are available to students who meet financial need requirements, are funds that do not have to be repaid. The most common grants are Supplemental Educational Opportunity Grants (SEOG), which assist qualified undergraduate students who would be unable to attend college without aid, and Pell Grants, which range from $600 to $5,350 per academic year. 

MCC will always consider your eligibility for grants before any of the loan programs. 

JOBS
Many students look to part-time employment on the campus to help supplement their money from home and their other financial assistance. Working part-time while in college not only helps pay the bills, but also enhances your resume for that first job.  Manhattan Christian College participates in the Federal Work Study Program. Qualifying for Work Study money does not guarantee the student a job at the college. Qualification is merely the first step for the opportunity to earn the money, students must apply for limited on-campus jobs. 

LOANS
Loans let you borrow money for college at low interest rates. Most loans are paid back after you finish college. 

If you qualify, you may be assisted with a Perkins Loan. This loan does not accumulate interest while you are in college, and interest at five percent begins nine months after you cease to be a half-time student. 

Federal legislation makes it possible for every student to be eligible for either a Federal Unsubsidized or Subsidized Stafford Student Loan. Freshmen may receive up to a maximum of $3,500 in Stafford Student Loan funds during their first year in college, while sophomores may receive up to $4,500 per year, and juniors and seniors may receive up to $5,500 per year. 

Eligibility for the Federal  Unsubsidized Stafford Student Loan is not based on financial need, but "need" is a factor used in determining your eligibility for the Federal Subsidized Stafford Student Loan. Interest accrues while you are in school if you borrow under the unsubsidized loan program, but not under the subsidized loan program. 

You may expect to begin repaying your Federal Stafford Student Loans six months after you cease to be a half-time student. Interest rates on Federal Stafford Student Loans vary with the U.S. Treasury Bill rate every July 1. The interest rate is capped at 8.25 percent. 

Federal regulations allow for your total cost of attending college to be covered by some form of financial assistance. If after receiving your financial aid awards you find that you still need money, your parents may borrow under the Parent Loan Program for Undergraduate Students (PLUS). 

STATE AID FOR KANSAS RESIDENTS
KANSAS SCHOLARSHIP PROGRAM
Manhattan Christian College participates in the State of Kansas Scholarship Program as outlined by the Kansas Board of Regents. For details on the Scholarship Program and its requirements please visit: www.kansasregents.org/financial_aid/state.html

Application priority deadline is May 1. Therefore, you should file the State Scholarship
Application and the Free Application for Federal Student Aid (FAFSA) by April 1.

KANSAS GRANT
Manhattan Christian College also participates in the Kansas Comprehensive Grant Program (KCG) for private Kansas colleges.  For more information on the KCG program and requirements, please visit: www.kansasregents.org/financial_aid/awards.html#kcg
 

APPLICATION PROCESS
As you can see from the variety of financial aid programs, college can be very affordable. While current regulations allow for all of your educational costs to be covered, you must carefully complete the entire student aid application process in order to take advantage of all of the available assistance. 

Every student should apply for federal student assistance. You should never assume, without going through the application process, that you will not qualify for Federal assistance.

1.  Begin your application process by applying for admission to MCC. As you apply for admission, you should start the federal aid application process by completing the Free Application for Federal Student Aid (FAFSA). This application is available from your high school counselor or any college financial aid office. These applications are typically available in November of each year. Applications will not be accepted by the federal processor prior to January 1. 

2. To be considered for all forms of federal assistance for the following fall and spring semesters, you should submit your completed FAFSA by MCC's Federal Aid priority deadline of April 1. If you apply after this date, your chances for receiving the SEOG, Perkins Loan, and Federal College Work Study at MCC may be reduced. 

3.  Remember to list MCC as a school to which you wish to have your financial aid information sent. You'll need MCC's federal school code: 001931. 

4.  After the federal processor reviews your FAFSA, they will mail you a Student Aid Report (SAR). Please review it for accuracy. 
 

QUESTIONS
If you need additional information about the financial aid application process or programs, contact your high school counselor or the MCC Financial Aid Office, 1415 Anderson Ave., Manhattan, KS 66502. Or call 785-539-3571. 

Here is a frequently requested phone number:

General information about the federal student financial 
assistance programs, assistance in completing the FAFSA,
to obtain federal student aid publications . . . .. . . . . . . . . . 1-800-4-FED-AID (1-800-433-3243) 

Here are some frequently requested web sites:

The Student Guide . . . . . . studentaid.ed.gov/students/publications/student_guide/index.html

FAFSA on the Web . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . www.fafsa.ed.gov

Help in completing the FAFSA: studentaid.ed.gov/students/publications/completing_fafsa/index.html

Title IV school codes (to complete the FAFSA): www.fafsa.ed.gov/fotw0405/fslookup.htm (MCC's Title IV code is: 001931) 

COSTS
The following are the costs for the 2010-2011 school year: