Financial Aid for Current & Prospective Students
Applying for and receiving financial aid can be an overwhelming process. Having patience and being diligent will make the process work for you. If you plan ahead and follow the necessary steps throughout the process you will be able to maximize your financial aid opportunities. It's worth the time and effort!
There are also a number of scholarship opportunities you can take advantage of.
Federal Assistance
Grants
Grants, which are available to students who meet financial need requirements, are funds that do not have to be repaid. The most common grants are Supplemental Educational Opportunity Grants (SEOG), which assist qualified undergraduate students who would be unable to attend college without aid, and Pell Grants, which range from $600 to $5,350 per academic year.
MCC will always consider your eligibility for grants before any of the loan programs.
Jobs
Many students look to part-time employment on the campus to help supplement their money from home and their other financial assistance. Working part-time while in college not only helps pay the bills, but also enhances your resume for that first job. Manhattan Christian College participates in the Federal Work Study Program. Qualifying for Work Study money does not guarantee the student a job at the college. Qualification is merely the first step for the opportunity to earn the money, students must apply for limited on-campus jobs.
Loans
Loans let you borrow money for college at low interest rates. Most loans are paid back after you finish college.
If you qualify, you may be assisted with a Perkins Loan. This loan does not accumulate interest while you are in college, and interest at five percent begins nine months after you cease to be a half-time student.
Federal legislation makes it possible for every student to be eligible for either a Federal Unsubsidized or Subsidized Stafford Student Loan. Freshmen may receive up to a maximum of $3,500 in Stafford Student Loan funds during their first year in college, while sophomores may receive up to $4,500 per year, and juniors and seniors may receive up to $5,500 per year.
Eligibility for the Federal Unsubsidized Stafford Student Loan is not based on financial need, but "need" is a factor used in determining your eligibility for the Federal Subsidized Stafford Student Loan. Interest accrues while you are in school if you borrow under the unsubsidized loan program, but not under the subsidized loan program.
You may expect to begin repaying your Federal Stafford Student Loans six months after you cease to be a half-time student. Interest rates on Federal Stafford Student Loans vary with the U.S. Treasury Bill rate every July 1. The interest rate is capped at 8.25 percent.
Federal regulations allow for your total cost of attending college to be covered by some form of financial assistance. If after receiving your financial aid awards you find that you still need money, your parents may borrow under the Parent Loan Program for Undergraduate Students (PLUS).
State Aid for Kansas Residents
Kansas Scholarship Program
Manhattan Christian College participates in the State of Kansas Scholarship Program as outlined by the Kansas Board of Regents. For details on the Scholarship Program and its requirements please visit the The State of Kansas Student Aid website or call them at 785-296-3518.
Application priority deadline is May 1. Therefore, you should file the State Scholarship Application and the Free Application for Federal Student Aid (FAFSA) by April 1.
Kansas Grant
Manhattan Christian College also participates in the Kansas Comprehensive Grant Program (KCG) for private Kansas colleges. For more information on the KCG program and requirements, please visit the Kansas Board of Regents website.
Application Process
As you can see from the variety of financial aid programs, college can be very affordable. While current regulations allow for all of your educational costs to be covered, you must carefully complete the entire student aid application process in order to take advantage of all of the available assistance.
Every student should apply for federal student assistance. You should never assume, without going through the application process, that you will not qualify for Federal assistance.
- Begin your application process by applying for admission to MCC. As you apply for admission, you should start the federal aid application process by completing the Free Application for Federal Student Aid (FAFSA). This application is available online at www.fafsa.ed.gov, from your high school counselor or any college financial aid office. These applications are typically available in November of each year. Applications will not be accepted by the federal processor prior to January 1.
- To be considered for all forms of federal assistance for the following fall and spring semesters, you should submit your completed FAFSA by MCC's Federal Aid priority deadline of April 1. If you apply after this date, your chances for receiving the SEOG, Perkins Loan, and Federal College Work Study at MCC may be reduced.
- Remember to list MCC as a school to which you wish to have your financial aid information sent. You'll need MCC's federal school code: 001931.
- After the federal processor reviews your FAFSA, they will mail you a Student Aid Report (SAR). Please review it for accuracy.
Have more questions?
If you need additional information about the financial aid application process or programs, contact your high school counselor or the MCC Financial Aid Office at 785-539-3571 or email Financial Aid Counselor Jenna Keck at jenna.keck@mccks.edu.
To get general information about the federal student financial assistance programs, assistance in completing the FAFSA or to obtain federal student aid publications call 1-800-4-FED-AID (1-800-433-3243) or visit www.fafsa.ed.gov.
For help completing the FAFSA visit studentaid.ed.gov.
MCC's Title IV code is 001931. Look up other codes
